Eye Surgery Cost: Insurance and Financing
Although most vision insurance plans consider LASIK (refractive surgery) cosmetic or elective, some companies do offer generous discounts to their members. Also, you may qualify for a tax deduction for refractive surgery, so check with an accountant.
Given today’s economy, patients may be tempted to choose a surgeon solely based on the fee charged, but this could be a costly mistake. It is wise to choose the best surgeon you can find, and then, if you need, find the most affordable financing available. Just think of it this way, if you choose Surgeon (A) because his charge is $400 less than Surgeon (B), but you know Surgeon (B) is the better choice, you’re risking your vision for the sake of $1 per day over the course of 13 months! Is it really worth the risk for the monetary savings?
At Susskind & Almallah Eye Associates we offer Chase Health Advance financing to our patients. They have 12, 18, or 24 month NO interest payments for those patients who qualify or you may also choose and extended payment plan with a reasonable interest rate. We also use Chase Health Advance for Crystalens (cataract replacement lens) and Verisyse (High Myopia) lens implants as well. Please ask our Refractive Director for more information if you are interested.
Also, some large companies are now offering subsidized health plans that cover at least a portion of LASIK costs. If you work for a major company, ask about the possible benefits they offer that might cover elective corrective eye procedures.
Call Susskind & Almallah Eye Associates at 732-349-5622 today to schedule your consultation with one of our experienced doctors. We proudly serve the areas of Marlboro, Toms River, Brick, and Barnegat, New Jersey.